Burglary and Banking

Burglary and Banking

What if we punished burglars the way we punish banks for crimes?

Let us assume the burglar steals one hundred high definition televisions from one hundred different homes and sells them for one hundred dollars each. He now has ten thousand dollars. If caught and convicted of all these offenses, his sentence could run into hundreds of years and he would be forced to restore any stolen property and profits derived from the sale of such property.

Now, let us use banking penalties – The same burglar steals the same number of sets and makes the same profit, 10,000 dollars. We catch him and after some negotiation he is willing to accept a fine but will not admit committing a crime. The fine is usually around ten percent of his ill-gotten gain, thus he owes the government, 1,000 dollars.

Obviously, he will not commit this same offense because of the stigma that now hangs over him from being caught committing a crime, and since his reputation has been damaged, no further punishment is necessary as a deterrent. And since, he is an upstanding and valued member of the community because many can buy inexpensive televisions due to his financial innovations, and a number of people who sell his “finds” rely on him for their jobs – for this man is indeed a job creator.

Now a cynic might point out that the burglar can replace all his losses from the fine by stealing just ten more televisions. And that if he is only caught ten percent of the time and has to pay ten percent of his gains each time, his penalty would only come to one percent of his criminal profits.

That is the situation the banks are in. To reiterate, if you pay a ten percent fine on your thefts and you are only caught ten percent of the time, you are out 1% of your profits.

Now, you are reasonable human being, if you were the burglar in this example and subject to these kinds of penalties would the pressure on you reform you or inspire you to even greater crimes?

James Pilant

On The Same Subject.

http://ronmamita.wordpress.com/2014/04/21/banking-fraud-under-attack/

Doug McMillon, Just Another Associate?

Just Another Associate?
Just Another Associate?

Doug McMillon, Just Another Associate?

McMillon, Wal-Mart’s CEO was at a conference last week and gave the audience an opportunity to ask questions. They asked what he planned to do for his workers, in Wal-Mart speak, associates. Whereupon, he told the assembled multitude that he too was an associate – Ich bin ein Berliner. 

Corporate executives spouting PR points as if they were a revered truth have long been a part of the American scene. Generally, they aren’t actually lying, they are exaggerating, emphasizing certain aspects of a situation, trying to persuade the public that their actions are legal or righteous in some sense. But this one tests the limits of credulity.

McMillon did at one point work for Wal-Mart in their warehouse. He could have said with perfect truth that he had once been an associate, a telling point in an argument, that he is speaking from direct experience. But no, his PR staff undoubtedly explained to him that It would be far more convincing if he could persuade an audience that his company was one big family struggling together against a cruel world of which he was but one insignificant player among many.

But he’s not an associate and only his PR flacks and he find it credible to claim otherwise.

What’s the business ethics of claiming to be just another employee? What’s the business ethics of being a multimillionaire and claiming the mantle of those a bare step above a minimum wage? This is both an organizational and a personal business ethics problem. There can be little doubt that McMillan did not construct the “millionaire CEO as regular worker” ploy. It has too much PR built into it, it feels like an ad campaign. But while both McMillan and an associate are both Wal-Mart employees, there is just too much distance in status and renumeration to make this a viable claim. On the personal ethics level, that McMillon said this knowing that most people would consider it a lie does not speak well of his judgement either.

It seems to me that when your resort to this kind of hollow argument, that you must be flailing around looking for something that might work because what worked in the past, doesn’t sell anymore.

James Pilant
McMillan, Walmart’s CEO Says He’s Just Another Associate—Except He Makes $9.56 Million a Year

Walmart’s CEO made about $10 million last year, but he’s just another “associate,” he says.

http://www.slate.com/blogs/business_insider/2014/06/05/doug_mcmillon_walmart_s_ceo_insists_he_s_no_different_from_associates_making.html

From Around the Web.

http://walmart1percent.org/boardofdirectors/doug-mcmillon/

McMillon is said to be close to the Walton family and reportedly was their choice for Duke’s successor.

Are Students Idiots?

!!@@#dddddd444lotr_18thAre Students Idiots?

There is a new article in Slate written by Rebecca Schuman.

She discusses (the article is linked below) a famous college professor named Slavoj Zizek who is important in his field, loved by his students but considers those same students to be idiots. Zisek also hates office hours and gets upset whenever a student shares a personal story or wants to be friends.

Let’s be clear, I do not regard my students as idiots. I like my students and want them to succeed. Mr. Zizek’s opinion of his students is offensive to me.

However is this a business ethics problem?

On the surface, there would seem to be no problem at all. He is popular with his students and important in his field. We can safely conclude that he is teaching his classes successfully, so where’s the problem? I want to find a problem because I don’t like his attitude but he fulfills the requirements of his position and his students find him lovable. I would like to think I can probe beneath his success at his job and find some moral lack but by the rules of business ethics, I don’t see one.

I view teaching as a calling, more an art than a science. So when someone finds his students in a sense, unworthy, my personal values seemed to be attacked. I would rather every professor cared about their students as much as I do. I would rather that every professor would willingly do his office hours. And I would rather that professors feel honored that a student would confide in them.

I don’t know if you remember Wesley’s line from the movie, The Princess Bride, when he says to Montoya, “Learn to live with disappointment.” Apparently, I have to learn that too.

James Pilant

Slavoj Zizek calls students stupid and boring. Stop worshiping this man! (VIDEO.)

He is also a grade-A, number-one, world-class jerk, who brings to life the worst caricature of the humanities eminence: someone who loves subjecting other people to his talks, but who loathes contact with students—who, being “like other people,” are mostly “boring idiots.”

via Slavoj Zizek calls students stupid and boring. Stop worshiping this man! (VIDEO.).

Is Google Evil?

 

Is Google Evil?
Is Google Evil?

Is Google Evil?

I’m Getting Discouraged

Writing is a pleasure for me and a need. I have to write to get some things out. There are things I want to say that I believe are important.  I’ve been doing blogging on regular basis for about five years, more on some sites than others.

It is now pretty obvious that Google has penalized me repeatedly and thoroughly. With the changes Google made in 2012 and 2013, I have been reduced from more than a hundred hits a day to my current average (and falling) of 34 hits a day.

So, I’ve been looking at Google and “Search Engine Optimization.” To say the rules are Byzantine would be a dramatic understatement. What’s more Google changes the rules whenever it feels like and in anyway it feels like.

I want to write. I don’t want to spend hours doing SEO. I like to think I have a life, and the implication of having a life is that you are experiencing it and don’t have time for nonsense. I envision the great authors of history trying to navigate through Google and spending hours on SEO. It was only funny the first time.

What’s getting me in trouble? One thing is my lengthy quotes. I like to talk up my friends’ Blogs, Dan Bodine, Steven Mintz and my colleague, Chris MacDonald and many others. I love telling people about new blogs. I write a paragraph introduction, include two or three paragraphs of one of their articles followed by a direct link (usually I link to both the individual post and their full web site). Google considers this duplicate material and penalizes me heavily for it. So, I’m going through my posts, 2,210 of them, trying to get the quotes reduced to “snippets,” which I’m not sure exactly what is, but am assuming it is a sentence or two with a “…” at the end. I’m told a snippet will not draw unfavorable attention.

There appears to be a bunch of other things I do that were okay in 2012, that are Google penalized now. I am trying to learn the rules. I’m pretty upset. After all, you might think that my 2,210 posts would get me some kind of credit in the first place but no, sometimes I don’t stay on topic, my “brand.” When I talk about a favorite movie or mention something that happened or talk about criminal justice (which I teach), their diabolical rating system says “NOT BUSINESS ETHICS.” And I get penalized. So, I’ve been killing posts that aren’t directly on subject.

I can’t help but believe that I want to write about the important issues of the day and instead I’m playing a maniacal time-eating,role-playing game in which the rules make little sense and change while you are trying to play the game.

Is Google Evil?

I hope not. Maybe all this horrible, horrible things they have done is just an aberration and once I work through it, I will get some search results for all my work. I don’t expect to be treated fairly because Google isn’t going to do that, but a little, tiny bit of fairness is not too much to hope for.

James Pilant

From Around the Web.

From Evil Google to WordPress

Google recently revealed the pitch-black nature of its evil heart …

http://vanshardware.com/2010/02/from-evil-google-to-wordpress/

What’s the Business Ethics? Should the Employees in Video Stores be Movie Buffs?

029What’s the Business Ethics? Should the Employees in Video Stores be Movie Buffs?

It seems like a good idea – knowing the product – being able to understand questions – give good recommendations. But they are not always move buffs. Sometimes, they know very little about films at all.

For me personally, this isn’t much of a problem, I am a film buff, myself and know what I want to rent or buy. Of course, sometimes they think they’re film buffs. I’m sorry, one recommendation, Dirty Mary, Crazy Larry, is never going to be a classic.

But let us return to the question: Should the employees in video stores be movie buffs? I think they should at least have some rudimentary knowledge because of something that happened to me.

Now, I live in the Bible belt and here among many there is a certain pride in not being cultured, knowledgeable or educated. One day I wander into a video rental place and have a look around. There’s a couple of John Wayne films that I had seen when I was in my teens that I wanted to watch again as an adult. So, I’m back there in the shelves looking for Rio Bravo and El Dorado, when I come across the film, Even Cowgirls Get the Blues.

I had seen Even Cowgirls Get the Blues. I don’t remember where. It may have been on cable or a friend rented it. I think it’s a pretty good film but generally I don’t watch lesbian films. Now I have seen a lot of films involving lesbians but this isn’t quite the same thing. The film is not a lesbian film so much as it is a LESBIAN film. It shouts and screams and at the top of its lungs proclaims that it is a lesbian film. Okay? LESBIAN!!! And as for rating, it’s a hard R. How hard? Think of steel or diamonds.

I immediately see a vision in my mind of a Bible belt family just home from church about to watch what they believe is the usual redemptive tale of a white hatted cowboy slaughtering bad guys or Native Americans and winding up with the appropriately virginal school teacher who cannot restrain her ardor for a man who kills so casually. And instead the family gets to learn about female sexuality in a new and controversial way.

So, I, a good citizen and business ethics teacher (which means I can’t so much as eat a grape in the supermarket – a student might see me) carry the film up to the front and ask the clerk to move it from Westerns.

The conversation goes like this.

“You say this film isn’t a Western?”

“That’s right.” I reply.

“Does it take place in the West?”

“Well, yes it does.” I admit.

“Are there actual cowgirls in it?”

“Well, they do wear chaps.” I was not willing to disclose the absence of other clothing.

“Then why should we move it?”

“Look, just watch it, okay?” I give up, not willing to explain the significance of Uma Thurman’s outsized thumbs.

He gives me that look which means “I will go through the motions of appearing to take your concerns seriously but as soon as you leave this is going back in the Westerns.”

And it was back there the next time I came in.

As business ethics go, this is a small problem, no matter how traumatized the formerly happy middle class family that sees it, may become.

And of course, I did my ethical duty, so I can feel good about myself. But maybe, just maybe it would be a better world if the sales clerks in video rental places knew more about films.

James Pilant

Poor Youngsters as Happy as More Affluent Peers (via Thriven’s Blog)

Poor Youngsters as Happy as More Affluent Peers (via Thriven’s Blog)

!!@@#dddddd444plate16-thIs happiness determined by the size of your wallet? I’ve never thought so. But I do believe that debt pressure can make a good life into a living hell. I worry that millions of Americans saddled with debt they can never pay are never going to have a chance at the happiness that the last generation had.

Americans owe 2.4 trillion dollars in consumer debt. Than doesn’t count real estate. The big pieces of that are student loan debts coming in at about 730 billion dollars, credit card debt at 962 billion dollars. That leaves 708 billion for things like auto loans.

In good times, that wouldn’t be that big of a problem. If you have good jobs and a thriving economy, those kinds of debts are manageable.

These aren’t good times.

These debts translate into hardcore misery: lost homes, spousal abuse, alcohol and drug use, crime as well as mental illness.

When the debts are larger than your income, you lay awake at night. It sits in the back of your mind like a dull pain that never goes away. You feel it when you talk, when you read, even when you take a step.

You can’t buy a can of pop on the way to work. You can’t buy coffee when you’re cold.

You put gasoline in the car and pray hard that it works okay, even though you have been due for an oil change for three months and the tires are getting bald.

Your life moves away from logic and you rely on luck. Will the car keep running? Will one of us get sick? Can we get some part time work or maybe sell something? That’s what life is when it’s just a matter of luck. Things just happen.

There are millions of Americans out there feeling that kind of pain.

Read the article. It’s well thought out from a good web site.

James Pilant

  An important article in today’s Guardian. For many of us who grew up poor or who have close contact with young people and families in the low income category, we would hardly be surprised that life can be as good without much in the way of money. Indeed, in many cases it is better. The genuine positive closeness of people – family, partners and friends – is almost certainly the key factor to feeling secure and happy. There’s nothing like l … Read More

via Thriven’s Blog

Why This Site?

076A2032Why This Site?

Why should you read my site and subscribe to it? What makes me different?

Business ethics is usually interpreted in a limited fashion. We talk about “on the job” ethics, that is, personal ethics. We talk about corporate ethics, that is, organizational ethics. And we discuss the ethics of economic systems.

That’s where I live – economic systems. That is where the big crises are.

1. Multinational corporations are on the attack on national sovereignty. They want to be independent of the nations where they exist and want the power to sue and overrule laws.

2. Businesses are continually, often successfully turning public resources into private money.

3. Free market fundamentalists are invading every sphere of endeavor with a doctrine as oppressive and odious as any totalitarian government.

Those are the big issues. They are hard to talk about.

It’s not popular. You don’t get hired as a consultant when you imply that businesses are unpatriotic, that they don’t have a right to public resources and that the free market is not the cure for all that ails society.

But I’m not going to shut up.

Join me – read my stuff. Join me in the struggle for justice and fairness.

James Alan Pilant

Do the American People Need to Become Re-introduced to Science?

Global warming ubx

Image via Wikipedia

Seth Mnookin: The Autism Vaccine Controversy and the Need for Responsible Science Journalism

Last January, Andrew Wakefield, the discredited British gastroenterologist whose 1998 paper sparked the first wave of fears that vaccines might be causally connected to autism, was further disgraced when the editors of the British Medical Journal declared his work “an elaborate fraud.” (By that point, Wakefield had already forfeited his medical license for a litany of moral, ethical, and professional misdeeds — including an incident where he paid children at his young son’s birthday party to donate their blood for his experiments.) With little left to lose, Wakefield seemed to fully embrace the fringe: In June, he headlined a rally titled “The Masterplan: The Hidden Agenda for a Global Scientific Dictatorship” with a cohort of 9/11 Truthers, One World Government conspiracists, and anti-fluoridationists.

So, how are the mighty fallen. This is one of the slender reeds upon with the anti-vaccination movement rests? Has the movement slidden into Internet Conspiracy Theory? (JP)

Seth Mnookin: The Autism Vaccine Controversy and the Need for Responsible Science Journalism

 

Do the American People Need to Become Re-introduced to Science

I’m beginning to wonder.

Last winter, I was getting my haircut during a snow fall and one of the clients said “I guess that global warming is going to get us all; the he hee-hawed like a jackass.

Didn’t hear quite so many jokes during the drought last summer when in the eight county Houston area, 66 million trees are dying roughly 10% of all trees in the area.

The evidence is clear. Get some bad research, a couple of bogus think tanks and compliant media with give you equal credit with internationally renowned scientists. Using this tool, you can confuse enough of the population to keep necessary legislation or in the case in the article above vaccinations from taking place.

I’ve been in college with students studying to be scientists. (My degree is in criminal justice and speech, and I have a law degree.) I was always amazed at how hard they worked to be precise in their conclusions. Their dedication was amazing. For many it was a love of learning, of discovering, and of making a difference. That’s why they became scientists.

Hearing and reading them described as some kind of international plot to disdain God and make people give up their cars is a pretty miserable experience. It’s like hearing a good friend maligned.

Let me tell you something. I was raised in a fundamentalist church. Do you know how many times I was lied to in their literature; how often the material was simply made up whole cloth? Do you know how often when I went and studied history and science and discovered that the things they told me were non-existent or distortions of the facts? It was a regular experience.

When I compare that to the number of times that scientists have deliberately misled me in my lifetime, there is simply no contest.

You make better decisions with facts and science than you do with wishful thinking. Whether it be secondhand smoke or global warming, I’ll line up with the best knowledge available.

James Pilant

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I have my big girl pants on – but am I a “real” adult? (via Ashley Cray)

It’s a very gradual process as you mature. By maturity I mean developing your reasoning, intelligence, learning from experience, – getting a little wisdom.

You will discover if you haven’t already that men often have difficulty transitioning and, of course, some women. They will remain forever children in a very real sense – they learn nothing and the years of high school are the greatest years of their lives.

You don’t have anything to worry about. It’s obvious you’re thinking, that means you are still developing. Thinking people do quite well when it comes to maturing and developing their adult persona.

Of course, there is always going to be one problem.

Let me tell you a story. — I was at a home for the elderly. There was a man there about 75, very conservatively dressed. I actually seem to recall him wearing a Homburg. He was not a resident. He was a visitor. He was pushing his mother in a wheel chair. She was berating him for his shortcomings like he was ten years old. I remember sitting there thinking, “It’s nevery going to stop. There are going to be people who will never see me as an adult.”

You’ll have the same problem. There will always be people who don’t want to let that child transform into an adult. Indulge them a little. Old age is rough. If you have ever seen a fifty year old business man wearing leathers and riding a Harley, you have some idea of how rough it is for many people to adapt.

But once again, you’re not someone that I need to worry about.

Best wishes,

James Alan Pilant

I have my big girl pants on - but am I a "real" adult? The other day I stumbled upon a blog post from All Groan Up called “Ill feel like an Adult When…” This realllllly  got me thinking about being a “real” adult.  I dont look like an adult.  I dont act like an adult.  But my age deems me as being a “Young Adult.” I pay my bills. I have a mortgage. I have a car payment. I vote. I go to the Doctors office alone. My insurance is in my name. I do my own grocery shopping. I have a career-type job. … Read More

via Ashley Cray

New Zealand playing offside? (via Integrity Talking Points)

Courtesy of KNOL Google

The problem of tax havens has worsened each year with more and more countries making relatively small sums of money protecting enormous sums from taxation in their home nations. It is hardcore unethical both for the nations doing it and for the people and corporations taking advantage of it.

The author here worries whether or not New Zealand will choose the ethical or the profitable path. It’s a good article.

By the way, I have read several entries from this blog. I am impressed and I added the site to my favorites.

James Pilant

15 April 2011 Is New Zealand a tax haven?   By opposing the conversion of the United Nations Tax Committee into a specialist enforcement body, New Zealand is seen as a supporter of tax havens and those who move illicit funds into such jurisdictions.  Nicholas Shaxson, a campaigner and author of books about tax avoidance claims New Zealand is “letting down the developed world” and within a few years will join rogue nations listed on the Financial … Read More

via Integrity Talking Points